{
  "publisher": "Nexus Mortgage SG",
  "url": "https://nexusmortgage.sg/",
  "license": "Reference data sourced from Monetary Authority of Singapore (MAS).",
  "asOfSora": "2026-05-14",
  "sora": {
    "compounded_1m_pct": 1.1714,
    "compounded_3m_pct": 1.0807
  },
  "typicalSpreadPct": 0.8,
  "masStressTestFloorPct": 4,
  "hdbConcessionaryPct": 2.6,
  "derived": {
    "effectiveSora3mPlusSpreadPct": 1.881
  },
  "updatedAt": "2026-05-18T05:09:06.719Z"
}