Maybank Home Loan Rates Singapore
Maybank offers a focused home-loan line: a 2-year fixed-rate package and SORA-pegged floating packages on the 1-month and 3-month compounded SORA. It runs fewer package types than the big three local banks, but it is often sharp on 2-year fixed pricing, which suits buyers who want a settled payment through the early, interest-heavy years.
Maybank Home Loan Packages
Representative lowest-tier rate for each Maybank package type, as of 11 May 2026. Rates step up after the lock-in and reprice by loan quantum — the exact rate you qualify for depends on your loan size and profile.
| Package | Lock-in | Year 1 | Year 2 | Year 3 | Thereafter | Min. loan |
|---|---|---|---|---|---|---|
| 2-Yr Fixed | 2 yr | 1.45% | 1.45% | 2.60% | 2.60% | > $1M + CC |
| 3M SORA (Floating) | 2 yr | 1.28% | 1.28% | 1.73% | 2.08% | > $1M + CC |
| 1M SORA (Floating) | 2 yr | 1.30% | 1.30% | 1.85% | 2.10% | > $1M + CC |
Indicative only — not an offer of credit. Rates are subject to Maybank Singapore’s confirmation at application and change frequently. SORA reference: 3M 1.08%, 1M 1.10% (as of 2026-06-30). For your exact eligible rate, get a free personalised report.
Is Maybank Right For You?
Maybank frequently competes hard on its 2-year fixed package and is a solid option for both purchases and refinancing. Because it carries fewer packages, it wins for some profiles and not others — the advertised rate is the best loan-quantum tier. We compare Maybank against DBS, OCBC, UOB and 12 other banks so you only take it when it is genuinely cheapest for you.
We’re an independent broker — not a Maybank salesperson. We’ll tell you whether Maybank genuinely wins for your numbers, free of charge.
Ask an Independent Broker →Maybank Home Loan Questions
Is Maybank's fixed rate competitive?
Maybank is often competitive on its 2-year fixed package, which appeals to buyers who want payment certainty through the early years when interest is the bulk of the instalment. Whether it is the cheapest for you depends on the week and your loan size — we compare it live against the whole market.
Does Maybank offer SORA home loans?
Yes. Maybank offers floating packages pegged to the 1-month and 3-month compounded SORA. The 1-month reprices faster; the 3-month is smoother. With SORA around 1.08% in mid-2026 these have been attractive starting rates, but they move with the market.
Is Maybank good for refinancing?
Maybank is a common refinance option, particularly for borrowers drawn to its 2-year fixed. Whether it is your cheapest switch depends on the rate gap versus your current loan and any remaining lock-in. We run the break-even before you commit.
Want the cheapest rate — Maybank or otherwise?
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