Stamp Duty Calculator Singapore
Enter your price and buyer profile to get your Buyer's Stamp Duty (BSD) and Additional Buyer's Stamp Duty (ABSD) in seconds, on the current 2026 rates. Both are upfront cash costs due within 14 days — plan for them before you commit.
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Estimate for planning — IRAS rounds duty down to the nearest dollar and charges on the higher of price or market value. Rates effective 27 April 2023, current as of 2026. Source: IRAS.
BSD + ABSD, In Plain Terms
Two duties hit a property purchase. Buyer's Stamp Duty (BSD) is paid by everyone on a sliding scale up to 6% on a home (5% on commercial). Additional Buyer's Stamp Duty (ABSD) is an extra charge on residential property that depends on who you are and how many homes you already own — a Citizen pays 0% on a first home, a PR 5%, a foreigner 60%. For the full band tables, worked examples, the married-couple remission and how it fits your cash budget, read the complete stamp duty guide.
Stamp Duty Questions
How much is Buyer's Stamp Duty (BSD) in Singapore?
BSD is paid on every property purchase on a sliding scale of the price or market value, whichever is higher. For residential property it runs 1% on the first S$180,000, 2% on the next S$180,000, 3% on the next S$640,000, 4% on the next S$500,000 (up to S$1.5m), 5% on the next S$1.5m (up to S$3m), and 6% above S$3m. As quick reference points: about S$24,600 on a S$1m home, S$44,600 on S$1.5m, and S$69,600 on S$2m.
What is ABSD and who pays it?
Additional Buyer's Stamp Duty is an extra tax on residential property, on top of BSD, based on your profile and how many residential properties you will own after the purchase. Singapore Citizens pay 0% on a first home, 20% on a second and 30% on a third or more. Permanent Residents pay 5%, 30% and 35%. Foreigners pay 60% on any residential purchase and most entities pay 65%. ABSD does not apply to non-residential property.
Can I use CPF to pay stamp duty?
It depends which duty. Buyer's Stamp Duty (BSD) can be paid directly from your CPF Ordinary Account — your conveyancing lawyer arranges it, so you do not front it in cash. Additional Buyer's Stamp Duty (ABSD) must be paid in cash, because CPF cannot fund it, though you may qualify for an ABSD remission such as the married-couple remission. Either duty is due within 14 days through IRAS e-Stamping, and neither can be added to your bank loan.
When is stamp duty due?
Within 14 days of signing the document in Singapore (30 days if signed overseas), through IRAS e-Stamping. For a new launch that is usually within 14 days of exercising the Option to Purchase. Pay late and IRAS charges a penalty, so it is one of the first cheques to line up after you commit.
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